DAI Staking Rates

Name: DAI Staking Rates Dataset
Creator: Yieldo
License: https://creativecommons.org/licenses/by-nc/4.0/

Updated 12 minutes ago

Best Rate Now

2.56% APR Aave v3 · On-chain

Exchange	Type	APR	days	Min / Max
Aave v3	On-chain Lending Low risk	2.56%	No lock	TVL $25.6M	Stake on Aave v3
Sky (Maker)	On-chain Lending Low risk	1.25%	No lock	TVL $219.4M	Stake on Sky (Maker)

On-chain data: DefiLlama

About DAI Staking

Staking DAI lets you earn passive income by locking or delegating your tokens. We track DAI staking across 0 exchanges (), with rates refreshed every 10 minutes. APR varies widely — from flexible savings with instant withdrawal, to fixed-term products with higher yields, to on-chain staking that delegates directly to blockchain validators.

On-Chain DAI Yields (DeFi)

Beyond centralized exchanges, you can earn DAI directly on-chain through 2 audited DeFi protocols — no single custodian, though you take on smart-contract risk (and, for some products, de-peg or impermanent-loss risk). Live yields, grouped by type:

Lending: Aave v3, Sky (Maker)

On-chain data: DefiLlama

Staking Types Explained

Flexible staking lets you withdraw anytime with no lock period. Fixed staking locks your funds for a set period (7, 14, 30+ days) but usually pays a higher APR. On-chain (DeFi) staking delegates tokens to blockchain validators or protocols — your funds join network consensus and earn protocol rewards. CEX staking is custodial and gas-free; DeFi is non-custodial but needs a wallet and on-chain fees.

FAQ

DAI Staking FAQ

What is the best staking rate for DAI?

The best staking rate for DAI varies across exchanges and product types. Flexible staking allows instant withdrawal, while fixed-term products may offer higher APR. Check the comparison table above for current best rates across all exchanges.

Is DAI staking safe?

Staking DAI on centralized exchanges carries platform risk — if the exchange is compromised, your funds may be at risk. On-chain staking is generally safer as tokens remain on the blockchain. Always consider the trade-off between higher APR and security.

What is the difference between flexible and fixed staking?

Flexible staking allows you to withdraw your DAI at any time with no lock period, while fixed staking locks your tokens for a set duration (e.g., 30, 60, 90 days). Fixed staking typically offers higher APR as compensation for the lock period.

How often are DAI staking rates updated?

We update staking rates every 10 minutes from official exchange APIs. Rates can change frequently based on market conditions, exchange promotions, and overall demand for staking products.