USDC Staking Rates

Name: USDC Staking Rates Dataset
Creator: Yieldo
License: https://creativecommons.org/licenses/by-nc/4.0/

Updated 5 minutes ago

4867 traders track this coin

Best Rate Now

11.00% APR MEXC · Flexible

Exchange	Type	APR	Net APY	days	Min / Max
MEXC	Flexible	11.00%	11.00%	No lock	100.00 / 20,000,000.00	Stake Now
Tiered Rates 0—300 9.00% 300—1K 1.00%
BingX	Flexible	5.00%	5.00%	No lock	—	Stake Now
Tiered Rates 0—500 5.00% 500—5.0M 0.40%
BingX	Fixed	4.50%	4.50%	180 days	—	Stake Now
BingX	Fixed	4.20%	4.20%	90 days	—	Stake Now
BingX	Fixed	3.60%	3.60%	30 days	—	Stake Now
BingX	Fixed	3.20%	3.20%	7 days	—	Stake Now
Aave v3	On-chain Lending Low risk ↓ APY forecast: Down 56% 7d -0.05%	3.23%	3.23%	No lock	TVL $195.8M	Stake on Aave v3
Compound v3	On-chain Lending Low risk APY forecast: Stable/Up 60% 7d -0.03%	3.19%	3.19%	No lock	TVL $38.7M	Stake on Compound v3
Bybit	On-chain	3.11%	3.11%	No lock	10.00 / 3,000,000.00	Stake Now
Bybit	Flexible	0.94%	0.94%	No lock	2.00 / 200,000,000.00	Stake Now
Gate.io	On-chain	2.67%	2.67%	1 days	1.00 / —	Stake Now
Gate.io	Flexible	1.69%	1.69%	No lock	1.50 / —	Stake Now
Bitget [VIP]	Flexible	2.56%	2.56%	No lock	—	Stake Now
OKX	Flexible	2.50%	2.50%	No lock	—	Stake Now
Binance	Flexible	1.65%	1.65%	No lock	0.01 / —	Stake Now
Tiered Rates 0—200 5.00%

About USDC Staking

Staking USDC lets you earn passive income by locking or delegating your tokens. We track USDC staking across 7 exchanges (Binance, BingX, Bitget, Bybit, Gate.io, MEXC, OKX), with rates refreshed every 10 minutes. APR varies widely — from flexible savings with instant withdrawal, to fixed-term products with higher yields, to on-chain staking that delegates directly to blockchain validators.

On-Chain USDC Yields (DeFi)

Beyond centralized exchanges, you can earn USDC directly on-chain through 2 audited DeFi protocols — no single custodian, though you take on smart-contract risk (and, for some products, de-peg or impermanent-loss risk). Live yields, grouped by type:

Lending: Aave v3, Compound v3

Staking Types Explained

Flexible staking lets you withdraw anytime with no lock period. Fixed staking locks your funds for a set period (7, 14, 30+ days) but usually pays a higher APR. On-chain (DeFi) staking delegates tokens to blockchain validators or protocols — your funds join network consensus and earn protocol rewards. CEX staking is custodial and gas-free; DeFi is non-custodial but needs a wallet and on-chain fees.

FAQ

USDC Staking FAQ

What is the best staking rate for USDC?

The best staking rate for USDC varies across exchanges and product types. Flexible staking allows instant withdrawal, while fixed-term products may offer higher APR. Check the comparison table above for current best rates across all exchanges.

Is USDC staking safe?

Staking USDC on centralized exchanges carries platform risk — if the exchange is compromised, your funds may be at risk. On-chain staking is generally safer as tokens remain on the blockchain. Always consider the trade-off between higher APR and security.

What is the difference between flexible and fixed staking?

Flexible staking allows you to withdraw your USDC at any time with no lock period, while fixed staking locks your tokens for a set duration (e.g., 30, 60, 90 days). Fixed staking typically offers higher APR as compensation for the lock period.

How often are USDC staking rates updated?

We update staking rates every 10 minutes from official exchange APIs. Rates can change frequently based on market conditions, exchange promotions, and overall demand for staking products.