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USDT Staking Rates

Updated 3 minutes ago

4876 traders track this coin

Best Rate Now
100.00% APR Gate.io · Fixed · 3 days
Exchange Type APR Net APY days Min / Max
Gate.io Fixed 100.00% 100.00% 3 days 1.00 / — Stake Now
Gate.io Flexible 6.56% 6.56% No lock 1.00 / — Stake Now
Gate.io Fixed 2.00% 2.00% 14 days 1.00 / — Stake Now
Gate.io On-chain 1.76% 1.76% 1 days 1.00 / — Stake Now
Gate.io Fixed 1.56% 1.56% 30 days 1.00 / — Stake Now
Gate.io Fixed 1.52% 1.52% 7 days 1.00 / — Stake Now
MEXC Flexible 15.00% 15.00% No lock 100.00 / 20,000,000.00 Stake Now
Tiered Rates
0—200 14.00%
200—20K 3.20%
BingX Flexible 8.00% 8.00% No lock Stake Now
Tiered Rates
0—300 8.00%
300—10.0M 1.00%
BingX Fixed 4.50% 4.50% 180 days Stake Now
BingX Fixed 4.20% 4.20% 90 days Stake Now
BingX Fixed 4.00% 4.00% 60 days Stake Now
BingX Fixed 3.80% 3.80% 30 days Stake Now
BingX Fixed 3.20% 3.20% 7 days Stake Now
BingX Fixed 2.80% 2.80% 3 days Stake Now
BingX Fixed 1.30% 1.30% 1 days Stake Now
Bybit On-chain 3.18% 3.18% No lock 10.00 / 12,000,000.00 Stake Now
Bybit Flexible 1.54% 1.54% No lock 1.50 / 100,000,000.00 Stake Now
Compound v3 On-chain Lending Low risk APY forecast: Stable/Up 82% 7d -0.11% 2.74% 2.74% No lock TVL $45.7M Stake on Compound v3
Aave v3 On-chain Lending Low risk APY forecast: Stable/Up 76% 7d -2.44% 2.61% 2.61% No lock TVL $538.4M Stake on Aave v3
OKX Flexible 2.50% 2.50% No lock Stake Now
Bitget [VIP] Flexible 1.88% 1.88% No lock Stake Now
Tiered Rates
0+ 1.88%
0+ 1.06%
Bitget [VIP] Fixed 1.38% 1.38% 30 days Stake Now
Bitget [VIP] Fixed 1.36% 1.36% 7 days Stake Now
Binance Flexible 1.48% 1.48% No lock 0.01 / — Stake Now
Tiered Rates
0—200 3.00%

About USDT Staking

Staking USDT lets you earn passive income by locking or delegating your tokens. We track USDT staking across 7 exchanges (Binance, BingX, Bitget, Bybit, Gate.io, MEXC, OKX), with rates refreshed every 10 minutes. APR varies widely — from flexible savings with instant withdrawal, to fixed-term products with higher yields, to on-chain staking that delegates directly to blockchain validators.

On-Chain USDT Yields (DeFi)

Beyond centralized exchanges, you can earn USDT directly on-chain through 2 audited DeFi protocols — no single custodian, though you take on smart-contract risk (and, for some products, de-peg or impermanent-loss risk). Live yields, grouped by type:

  • Lending: Aave v3, Compound v3

Staking Types Explained

Flexible staking lets you withdraw anytime with no lock period. Fixed staking locks your funds for a set period (7, 14, 30+ days) but usually pays a higher APR. On-chain (DeFi) staking delegates tokens to blockchain validators or protocols — your funds join network consensus and earn protocol rewards. CEX staking is custodial and gas-free; DeFi is non-custodial but needs a wallet and on-chain fees.

FAQ

USDT Staking FAQ

What is the best staking rate for USDT?
The best staking rate for USDT varies across exchanges and product types. Flexible staking allows instant withdrawal, while fixed-term products may offer higher APR. Check the comparison table above for current best rates across all exchanges.
Is USDT staking safe?
Staking USDT on centralized exchanges carries platform risk — if the exchange is compromised, your funds may be at risk. On-chain staking is generally safer as tokens remain on the blockchain. Always consider the trade-off between higher APR and security.
What is the difference between flexible and fixed staking?
Flexible staking allows you to withdraw your USDT at any time with no lock period, while fixed staking locks your tokens for a set duration (e.g., 30, 60, 90 days). Fixed staking typically offers higher APR as compensation for the lock period.
How often are USDT staking rates updated?
We update staking rates every 10 minutes from official exchange APIs. Rates can change frequently based on market conditions, exchange promotions, and overall demand for staking products.

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