XRP Earn calculator
Exchange Earn places your XRP in a product offered by the platform. Earnings depend on your balance, the applicable rate and the product’s redemption terms.
Updated:
Best Rate
5.00%
MEXC
Exchange
6
Type
Flexible
XRP Price
$1.30
The initial calculation uses APR without reinvesting rewards. APY already includes compounding and is calculated separately from its quoted annual yield. Select compound interest to model reinvestment. A projection is shown when the amount and period fit the displayed conditions.
| Exchange | Annual rate | Type | Projected Earnings | Withdrawal Fee | After withdrawal | Action |
|---|---|---|---|---|---|---|
| MEXCFrom 1 XRP · Up to 5 000 000 XRP · 0–100 XRP: 4.9% · 100–∞ XRP: 0.2% | 5.00% APR | Flexible | — | $0.03RIPPLE(XRP) | — | Open Earn |
| BybitFrom 10 XRP · Up to 2 000 000 XRP★ | 0.70% APR | Flexible | $7.00 | $0.26XRP | $6.74 | Open Earn |
| Bitget | 0.36% APR | Flexible | $3.60 | $0.26XRP | $3.34 | Open Earn |
| OKXOKX lending rate; hourly interest on the amount matched to loans | 0.23% APR | Flexible | — | $0.01XRP | — | Open Earn |
| Gate.ioFrom 2 XRP | 0.16% APR | Flexible | $1.60 | $0.05XRP | $1.55 | Open Earn |
| BinanceFrom 1 XRP | 0.05% APR | Flexible | $0.50 | $0.02BSC | $0.48 | Open Earn |
How XRP Earn offers work
Exchange Earn places your XRP in a product offered by the platform. Earnings depend on your balance, the applicable rate and the product’s redemption terms.
Your balance can change the effective rate
A product can have several balance tiers: a higher rate on the first portion and a lower rate on the rest. Compare offers for the amount you plan to deposit. Flexible products let you request redemption; the time until XRP returns to your available balance depends on the platform.
Redeeming Earn and withdrawing to a wallet
Redemption first returns the coins to your available exchange balance. A withdrawal then has its own fee, minimum and network. When depositing to another exchange, use the destination tag supplied by the recipient along with the address.
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