ACH Staking Rates

Name: ACH Staking Rates Dataset
Creator: Yieldo
License: https://creativecommons.org/licenses/by/4.0/

Updated 7 minutes ago

What is the best staking APY for ACH right now?

As of 18.10.2026, the best ACH staking rate is 12.2% APY on OKX.

Updated: 18.10.2026 08:03 MSK

ACH staking: key numbers

Metric	Value	Where	As of	Source
Best staking rate	12.2%	OKX	18.10.2026	Exchange APIs
Exchanges tracked	5 exchanges		18.10.2026	Exchange APIs

Rates and fees are collected from official exchange APIs every 10–30 minutes. A row is shown only when we hold a fresh value for it.

Highest regular rate

12.20% APR OKX · Flexible

Example: 1 ACH held for 30 days would earn 0.0100274 ACH at an unchanged APR, before fees and without compounding. Check account eligibility and product quota before depositing.

Staking rates: up to 12.2% on OKX

Exchange	Type	APR	Net APY	Term	Min / Max
OKX	Flexible	12.20%	12.17%	No lock	—	Stake Now
Gate.io	Flexible	1.59%	1.54%	No lock	220.00 / —	Stake Now
Bitget	Flexible	1.00%	0.80%	No lock	—	Stake Now
Bybit	Flexible	0.80%	0.74%	No lock	500.00 / 5,000,000.00	Stake Now
Binance	Flexible	0.47%	0.38%	No lock	1.00 / —	Stake Now

ACH staking rate, last 91 days

Best rate across tracked exchanges for each day. Promotional rates above the plausibility ceiling are excluded.

Latest day: 12.2%; 18.10.2026 · OKX
High: 47.9%; 31.07.2026
Low: 6.8%; 28.07.2026
Average: 11.5%

0.7% 27.4% 54.1%

20.07.2026 18.10.2026

Stake ACH on OKX

Source: Exchange APIs, updated every 30 minutes

About ACH Staking

Staking ACH lets you earn passive income by locking or delegating your tokens. We track ACH staking across 5 exchanges (Binance, Bitget, Bybit, Gate.io, OKX), with rates refreshed every 10 minutes. APR varies widely — from flexible savings with instant withdrawal, to fixed-term products with higher yields, to on-chain staking that delegates directly to blockchain validators.

Staking Types Explained

Flexible staking lets you withdraw anytime with no lock period. Fixed staking locks your funds for a set period (7, 14, 30+ days) but usually pays a higher APR. On-chain (DeFi) staking delegates tokens to blockchain validators or protocols — your funds join network consensus and earn protocol rewards. CEX staking is custodial and gas-free; DeFi is non-custodial but needs a wallet and on-chain fees.

FAQ

ACH Staking FAQ

What is the best staking rate for ACH?

The best staking rate for ACH varies across exchanges and product types. Flexible staking allows instant withdrawal, while fixed-term products may offer higher APR. Check the comparison table above for current best rates across all exchanges.

Is ACH staking safe?

Staking ACH on centralized exchanges carries platform risk — if the exchange is compromised, your funds may be at risk. On-chain staking is generally safer as tokens remain on the blockchain. Always consider the trade-off between higher APR and security.

What is the difference between flexible and fixed staking?

Flexible staking allows you to withdraw your ACH at any time with no lock period, while fixed staking locks your tokens for a set duration (e.g., 30, 60, 90 days). Fixed staking typically offers higher APR as compensation for the lock period.

How often are ACH staking rates updated?

We update staking rates every 10 minutes from official exchange APIs. Rates can change frequently based on market conditions, exchange promotions, and overall demand for staking products.