29 products · 10 platforms
Where to earn yield on USDT
Compare USDT exchange savings with deposits through Aave and Compound v3 (Compound III) is a lending protocol. Using a crypto wallet, you supply the selected market’s base asset to a smart contract and earn interest paid by borrowers. The rate changes with borrowing demand. using a connected wallet. In these protocols, income comes from interest paid by borrowers.
Compare for your amount and time period
For annual rates: amount × (rate / 100) × days / 365, without reinvestment. For APY: amount × ((1 + APY / 100)^(days / 365) − 1). Rates are held constant. Redemption time is additional to days earning income; transfer fees are shown separately.
Products for 1 000 USDT: 30 days earning income
| Platform and product | Annual rate | Income over 30 earning days | Term and redemption | Deposit amount | Terms and history |
|---|---|---|---|---|---|
| Gate.io Flexible savings | 7.31% | 6.00821918 USDT |
No fixed term |
From 1 USDT |
Terms and history Open exchange |
| Compound v3 Protocol lending | 6.1628% APY | 4.92748621 USDT |
No fixed term Network: Ethereum |
Terms and history Open protocol | |
| Bybit Deposit through an exchange | 5.161% | 4.24191781 USDT |
No fixed term Redemption to exchange balance: 3 days |
From 10 USDT Up to 15 000 000 USDT |
Terms and history Open exchange |
| Kraken Instant staking | 4% | 3.28767123 USDT |
No fixed term Rewards paid every 7 days The product supports reward reinvestment |
From 0.01 USDT Up to 10 000 000 USDT |
Terms and history Open exchange |
| BingX Fixed-term savings | 3.8% | 3.12328767 USDT |
Fixed term: 30 days |
Terms and history Open exchange | |
| OKX Flexible savings | 3.5% | 2.87671233 USDT |
No fixed term |
Terms and history Open exchange | |
| Gate.io Fixed-term savings | 3.2% | 2.63013699 USDT |
Fixed term: 30 days |
From 1 USDT |
Terms and history Open exchange |
| Aave v3 Protocol lending | 3.1299% APY | 2.5362537 USDT |
No fixed term Network: Ethereum |
Terms and history Open protocol | |
| Bybit Flexible savings | By deposit tier | 2.00547945 USDT |
No fixed term |
From 1 USDT Up to 100 000 000 USDT |
Terms and history Open exchange |
| Gate.io Deposit through an exchange | 2.12% | 1.74246575 USDT |
No fixed term Redemption to exchange balance: 1 days |
From 1 USDT |
Terms and history Open exchange |
| Binance Flexible savings | By deposit tier | The rate depends on the deposit amount |
No fixed term |
From 0.01 USDT |
Terms and history Open exchange |
| BingX Flexible savings | By deposit tier | The rate depends on the deposit amount |
No fixed term |
Terms and history Open exchange | |
| BingX Fixed-term savings | 2.8% | Select the product’s fixed term to calculate income |
Fixed term: 3 days |
Terms and history Open exchange | |
| BingX Fixed-term savings | 3.2% | Select the product’s fixed term to calculate income |
Fixed term: 7 days |
Terms and history Open exchange | |
| BingX Fixed-term savings | 4% | Select the product’s fixed term to calculate income |
Fixed term: 60 days |
Terms and history Open exchange | |
| BingX Fixed-term savings | 4.2% | Select the product’s fixed term to calculate income |
Fixed term: 90 days |
Terms and history Open exchange | |
| BingX Fixed-term savings | 4.5% | Select the product’s fixed term to calculate income |
Fixed term: 180 days |
Terms and history Open exchange | |
| BingX Fixed-term savings | 1.3% | Select the product’s fixed term to calculate income |
Fixed term: 1 days |
Terms and history Open exchange | |
| Bitget Flexible savings | By deposit tier | Product with specific access conditions |
No fixed term |
Terms and history Open exchange | |
| Bitget Fixed-term savings | 3% | Product with specific access conditions |
Fixed term: 7 days |
Up to 5 000 000 USDT |
Terms and history Open exchange |
| Bitget Fixed-term savings | 3.2% | Product with specific access conditions |
Fixed term: 14 days |
Up to 3 000 000 USDT |
Terms and history Open exchange |
| Gate.io Fixed-term savings | 3% | Select the product’s fixed term to calculate income |
Fixed term: 14 days |
From 1 USDT |
Terms and history Open exchange |
| Gate.io Fixed-term savings | 100% | Select the product’s fixed term to calculate income |
Fixed term: 3 days |
From 1 USDT |
Terms and history Open exchange |
| Kraken Fixed-term savings | 4.75% | Select the product’s fixed term to calculate income |
Fixed-term product Rewards paid every 7 days The product supports reward reinvestment |
From 0.01 USDT |
Terms and history Open exchange |
| Kraken Fixed-term savings | 4.9% | Select the product’s fixed term to calculate income |
Fixed-term product Rewards paid every 7 days The product supports reward reinvestment |
From 0.01 USDT |
Terms and history Open exchange |
| Kraken Fixed-term savings | 5.2% | Select the product’s fixed term to calculate income |
Fixed-term product Rewards paid every 7 days The product supports reward reinvestment |
From 0.01 USDT |
Terms and history Open exchange |
| Kraken Fixed-term savings | 5.6% | Select the product’s fixed term to calculate income |
Fixed-term product Rewards paid every 7 days The product supports reward reinvestment |
From 0.01 USDT |
Terms and history Open exchange |
| MEXC Fixed-term savings | 600% | Above the rate’s deposit limit |
Fixed term: 2 days |
From 100 USDT Up to 200 USDT |
Terms and history Open exchange |
| MEXC Flexible savings | By deposit tier | The rate depends on the deposit amount |
No fixed term |
From 1 USDT |
Terms and history Open exchange |
BingX: how the product works
Fixed-term savings
- Deposit asset
- USDT
- Reward asset
- USDT
- Access and custody
- Through an exchange account; assets held by the exchange
Fixed term: 60 days
Withdraw from BingX after redemption
| Network | Transfer fee |
|---|---|
| Ethereum Minimum withdrawal: 5 USDT Updated 18.10.2026 08:37 MSK | 1 USDT |
| Solana Minimum withdrawal: 1 USDT Updated 18.10.2026 08:37 MSK | 1 USDT |
| TRON Minimum withdrawal: 1.5 USDT Updated 18.10.2026 08:37 MSK | 1.5 USDT |
Rate history for the selected product
BingX · Fixed-term savings
The chart shows this product’s daily maximum annual rate. 91 days with data between 20.07.2026 and 18.10.2026.
- Latest daily maximum
- 4.0%
- 18.10.2026
- Period high
- 4.0%
- 20.07.2026
- Period low
- 4.0%
- 20.07.2026
How to redeem USDT and withdraw to a wallet
- Open the selected product in the exchange’s Earn section and request redemption.
- Redeemed tokens return to your exchange balance. Any stated redemption time applies to this step.
- To transfer to a wallet, select the same network on the exchange and in the receiving wallet. The withdrawal fee is charged separately.