20 products · 10 platforms
Where to earn yield on USDC
Compare USDC exchange savings with deposits through Aave and Compound v3 (Compound III) is a lending protocol. Using a crypto wallet, you supply the selected market’s base asset to a smart contract and earn interest paid by borrowers. The rate changes with borrowing demand. using a connected wallet. In these protocols, income comes from interest paid by borrowers.
Compare for your amount and time period
For annual rates: amount × (rate / 100) × days / 365, without reinvestment. For APY: amount × ((1 + APY / 100)^(days / 365) − 1). Rates are held constant. Redemption time is additional to days earning income; transfer fees are shown separately.
Products for 1 000 USDC: 30 days earning income
| Platform and product | Annual rate | Income over 30 earning days | Term and redemption | Deposit amount | Terms and history |
|---|---|---|---|---|---|
| Aave v3 Protocol lending | 11.6741% APY | 9.11645639 USDC |
No fixed term Network: Ethereum |
Terms and history Open protocol | |
| Bybit Deposit through an exchange | 6.6243% | 5.44463014 USDC |
No fixed term Redemption to exchange balance: 3 days |
From 10 USDC Up to 8 000 000 USDC |
Terms and history Open exchange |
| Compound v3 Protocol lending | 6.7946% APY | 5.41770173 USDC |
No fixed term Network: Ethereum |
Terms and history Open protocol | |
| Kraken Instant staking | 4% | 3.28767123 USDC |
No fixed term Rewards paid every 7 days The product supports reward reinvestment |
From 0.01 USDC Up to 10 000 000 USDC |
Terms and history Open exchange |
| BingX Fixed-term savings | 3.6% | 2.95890411 USDC |
Fixed term: 30 days |
Terms and history Open exchange | |
| OKX Flexible savings | 3.5% | 2.87671233 USDC |
No fixed term |
Terms and history Open exchange | |
| Gate.io Flexible savings | 2.85% | 2.34246575 USDC |
No fixed term |
From 1.5 USDC |
Terms and history Open exchange |
| Bybit Flexible savings | By deposit tier | 2.08767123 USDC |
No fixed term |
From 2 USDC Up to 200 000 000 USDC |
Terms and history Open exchange |
| Gate.io Deposit through an exchange | 2.31% | 1.89863014 USDC |
No fixed term Redemption to exchange balance: 1 days |
From 1 USDC |
Terms and history Open exchange |
| Binance Flexible savings | By deposit tier | The rate depends on the deposit amount |
No fixed term |
From 0.01 USDC |
Terms and history Open exchange |
| BingX Flexible savings | By deposit tier | The rate depends on the deposit amount |
No fixed term |
Terms and history Open exchange | |
| BingX Fixed-term savings | 3.2% | Select the product’s fixed term to calculate income |
Fixed term: 7 days |
Terms and history Open exchange | |
| BingX Fixed-term savings | 4.2% | Select the product’s fixed term to calculate income |
Fixed term: 90 days |
Terms and history Open exchange | |
| BingX Fixed-term savings | 4.5% | Select the product’s fixed term to calculate income |
Fixed term: 180 days |
Terms and history Open exchange | |
| Bitget Flexible savings | 2.28% | Product with specific access conditions |
No fixed term |
Up to 10 000 000 USDC |
Terms and history Open exchange |
| Kraken Fixed-term savings | 5.2% | Select the product’s fixed term to calculate income |
Fixed-term product Rewards paid every 7 days The product supports reward reinvestment |
From 0.01 USDC |
Terms and history Open exchange |
| Kraken Fixed-term savings | 4.75% | Select the product’s fixed term to calculate income |
Fixed-term product Rewards paid every 7 days The product supports reward reinvestment |
From 0.01 USDC |
Terms and history Open exchange |
| Kraken Fixed-term savings | 4.9% | Select the product’s fixed term to calculate income |
Fixed-term product Rewards paid every 7 days The product supports reward reinvestment |
From 0.01 USDC |
Terms and history Open exchange |
| Kraken Fixed-term savings | 5.6% | Select the product’s fixed term to calculate income |
Fixed-term product Rewards paid every 7 days The product supports reward reinvestment |
From 0.01 USDC |
Terms and history Open exchange |
| MEXC Flexible savings | By deposit tier | The rate depends on the deposit amount |
No fixed term |
From 100 USDC Up to 20 000 000 USDC |
Terms and history Open exchange |
Bitget: how the product works
Flexible savings
- Deposit asset
- USDC
- Reward asset
- USDC
- Access and custody
- Through an exchange account; assets held by the exchange
No fixed term
Withdraw from Bitget after redemption
| Network | Transfer fee |
|---|---|
| Optimism Minimum withdrawal: 9.988712 USDC Updated 18.10.2026 08:37 MSK | 0.05 USDC |
| Base Minimum withdrawal: 9.988712 USDC Updated 18.10.2026 08:37 MSK | 0.099888 USDC |
| Polygon PoS Minimum withdrawal: 9.988712 USDC Updated 18.10.2026 08:37 MSK | 0.12 USDC |
| Arbitrum One Minimum withdrawal: 9.988712 USDC Updated 18.10.2026 08:37 MSK | 0.149831 USDC |
| Ethereum Minimum withdrawal: 9.988712 USDC Updated 18.10.2026 08:37 MSK | 1.997743 USDC |
Rate history for the selected product
Bitget · Flexible savings
The chart shows this product’s daily maximum annual rate. 91 days with data between 20.07.2026 and 18.10.2026.
- Latest daily maximum
- 2.3%
- 18.10.2026
- Period high
- 6.7%
- 20.07.2026
- Period low
- 1.8%
- 05.09.2026
How to redeem USDC and withdraw to a wallet
- Open the selected product in the exchange’s Earn section and request redemption.
- Redeemed tokens return to your exchange balance. Any stated redemption time applies to this step.
- To transfer to a wallet, select the same network on the exchange and in the receiving wallet. The withdrawal fee is charged separately.