20 products · 10 platforms
Where to earn yield on USDC
Compare USDC exchange savings with deposits through Aave and Compound v3 (Compound III) is a lending protocol. Using a crypto wallet, you supply the selected market’s base asset to a smart contract and earn interest paid by borrowers. The rate changes with borrowing demand. using a connected wallet. In these protocols, income comes from interest paid by borrowers.
Compare for your amount and time period
For annual rates: amount × (rate / 100) × days / 365, without reinvestment. For APY: amount × ((1 + APY / 100)^(days / 365) − 1). Rates are held constant. Redemption time is additional to days earning income; transfer fees are shown separately.
Products for 1 000 USDC: 30 days earning income
| Platform and product | Annual rate | Income over 30 earning days | Term and redemption | Deposit amount | Terms and history |
|---|---|---|---|---|---|
| Aave v3 Protocol lending | 11.6741% APY | 9.11645639 USDC |
No fixed term Network: Ethereum |
Terms and history Open protocol | |
| Bybit Deposit through an exchange | 6.6243% | 5.44463014 USDC |
No fixed term Redemption to exchange balance: 3 days |
From 10 USDC Up to 8 000 000 USDC |
Terms and history Open exchange |
| Compound v3 Protocol lending | 6.7946% APY | 5.41770173 USDC |
No fixed term Network: Ethereum |
Terms and history Open protocol | |
| Kraken Instant staking | 4% | 3.28767123 USDC |
No fixed term Rewards paid every 7 days The product supports reward reinvestment |
From 0.01 USDC Up to 10 000 000 USDC |
Terms and history Open exchange |
| BingX Fixed-term savings | 3.6% | 2.95890411 USDC |
Fixed term: 30 days |
Terms and history Open exchange | |
| OKX Flexible savings | 3.5% | 2.87671233 USDC |
No fixed term |
Terms and history Open exchange | |
| Gate.io Flexible savings | 2.85% | 2.34246575 USDC |
No fixed term |
From 1.5 USDC |
Terms and history Open exchange |
| Bybit Flexible savings | By deposit tier | 2.08767123 USDC |
No fixed term |
From 2 USDC Up to 200 000 000 USDC |
Terms and history Open exchange |
| Gate.io Deposit through an exchange | 2.31% | 1.89863014 USDC |
No fixed term Redemption to exchange balance: 1 days |
From 1 USDC |
Terms and history Open exchange |
| Binance Flexible savings | By deposit tier | The rate depends on the deposit amount |
No fixed term |
From 0.01 USDC |
Terms and history Open exchange |
| BingX Flexible savings | By deposit tier | The rate depends on the deposit amount |
No fixed term |
Terms and history Open exchange | |
| BingX Fixed-term savings | 3.2% | Select the product’s fixed term to calculate income |
Fixed term: 7 days |
Terms and history Open exchange | |
| BingX Fixed-term savings | 4.2% | Select the product’s fixed term to calculate income |
Fixed term: 90 days |
Terms and history Open exchange | |
| BingX Fixed-term savings | 4.5% | Select the product’s fixed term to calculate income |
Fixed term: 180 days |
Terms and history Open exchange | |
| Bitget Flexible savings | 2.28% | Product with specific access conditions |
No fixed term |
Up to 10 000 000 USDC |
Terms and history Open exchange |
| Kraken Fixed-term savings | 5.2% | Select the product’s fixed term to calculate income |
Fixed-term product Rewards paid every 7 days The product supports reward reinvestment |
From 0.01 USDC |
Terms and history Open exchange |
| Kraken Fixed-term savings | 4.75% | Select the product’s fixed term to calculate income |
Fixed-term product Rewards paid every 7 days The product supports reward reinvestment |
From 0.01 USDC |
Terms and history Open exchange |
| Kraken Fixed-term savings | 4.9% | Select the product’s fixed term to calculate income |
Fixed-term product Rewards paid every 7 days The product supports reward reinvestment |
From 0.01 USDC |
Terms and history Open exchange |
| Kraken Fixed-term savings | 5.6% | Select the product’s fixed term to calculate income |
Fixed-term product Rewards paid every 7 days The product supports reward reinvestment |
From 0.01 USDC |
Terms and history Open exchange |
| MEXC Flexible savings | By deposit tier | The rate depends on the deposit amount |
No fixed term |
From 100 USDC Up to 20 000 000 USDC |
Terms and history Open exchange |
Compound v3: how the product works
Protocol lending
- Deposit asset
- USDC
- Reward asset
- USDC
- Access and custody
- Through your own wallet; assets deposited in the protocol
- Yield source
- Interest paid by borrowers
No fixed term
Network: Ethereum
Rate history for the selected product
Compound v3 · Protocol lending
The chart shows this product’s daily maximum annual rate. 91 days with data between 20.07.2026 and 18.10.2026.
- Latest daily maximum
- 7.1%
- 18.10.2026
- Period high
- 11.0%
- 25.08.2026
- Period low
- 3.1%
- 25.07.2026
How to redeem USDC and withdraw to a wallet
- Open the selected protocol’s app and connect the wallet you used to deposit.
- Select your position and withdraw. The app shows the available amount and the terms of the operation.
- Confirm in your wallet: the redeemed tokens return to its address. The network fee is paid when confirming.