Binance vs Gate.io — Which Is Better? Fees, Staking & Winner
Binance: USDT withdrawal via TRC20 — $1.50; Gate.io via TRC20 — $1.50. ETH staking: 1.7% vs 6.8%. Live data, updated every 10 min.
Updated:
Binance and Gate.io have equal totals of material advantages across 3 criteria. Individual criteria may have different leaders; choose by your task.
On staking rates, across the coins both exchanges actually list, Gate.io is ahead of Binance. If passive income is the priority, the edge is on its side.
Binance has a lower average USDT fee across shared networks with withdrawals open than Gate.io. The result may differ on an individual network.
Scorecard
| Criteria | Binance | Gate.io | Winner |
|---|---|---|---|
| Staking Coverage (coins) | Binance409 | Gate.io1275 | Winner Reference |
| Best Rates (top-10 coins) | Binance1 | Gate.io9 | Winner Gate.io |
| Avg USDT fee on shared networks | Binance$0.23 | Gate.io$0.32 | Winner Binance |
| Funding Coverage (coins) | Binance519 | Gate.io709 | Winner Reference |
| Network Availability | Binance81.1% | Gate.io77% | Winner Draw |
| Coins in the fee database | Binance648 | Gate.io2046 | Winner Reference |
Rows marked “Reference” show catalogue width — the size of the listing, not the quality of the exchange — and do not count towards the overall result. The result comes from three substantive criteria: staking rates, average withdrawal fee and network availability.
The table shows the average USDT fee across the same set of networks where both exchanges allow withdrawals and publish a fee. The summary shows the fee on the named network (TRC20 first, then other networks), not the absolute minimum. The cheapest transfer between these exchanges is calculated separately and requires deposits on the receiving side.
Which one for which job
An overall score decides little: the two exchanges win on different axes. Here is which ones, with the number next to each.
Everything for one coin
Rate, withdrawal and funding per coin at once: Binance on the left, Gate.io on the right.
| Coin | Staking APR | Withdrawal, cheapest network | Funding per 8h |
|---|---|---|---|
| BTC staking | Staking APR 0.02% / 5.10% | Withdrawal, cheapest network under $0.01 / under $0.01 BTC / BTC | Funding per 8h +0.0100% / +0.0056% |
| ETH staking | Staking APR 1.70% / 6.83% | Withdrawal, cheapest network under $0.01 / under $0.01 BSC / BASE | Funding per 8h +0.0095% / +0.0028% |
| USDT staking | Staking APR 2.50% / 100.00% | Withdrawal, cheapest network $0.01 / $0.04 BSC / APTOS | Funding per 8h — / — |
| USDC staking | Staking APR 2.28% / 3.19% | Withdrawal, cheapest network free / $0.05 BSC / ZKSYNC_ERA | Funding per 8h +0.0003% / +0.0100% |
| SOL staking | Staking APR 4.00% / 5.94% | Withdrawal, cheapest network under $0.01 / under $0.01 SOL / SOL | Funding per 8h +0.0100% / -0.0042% |
| BNB staking | Staking APR 0.32% / 0.13% | Withdrawal, cheapest network under $0.01 / under $0.01 BSC / OPBNB | Funding per 8h +0.0081% / -0.0051% |
| XRP staking | Staking APR 0.05% / 0.15% | Withdrawal, cheapest network $0.20 / $0.04 XRP / XRP | Funding per 8h +0.0076% / -0.0030% |
| GRAM staking | Staking APR 7.20% / 7.91% | Withdrawal, cheapest network — / $0.18 — / TON | Funding per 8h +0.0050% / -0.0014% |
| ADA staking | Staking APR 1.41% / 1.50% | Withdrawal, cheapest network $1.50 / $0.47 ADA / ADA | Funding per 8h -0.0081% / -0.0105% |
| DOGE staking | Staking APR 0.05% / 0.10% | Withdrawal, cheapest network $4.00 / $0.60 DOGE / DOGE | Funding per 8h +0.0072% / +0.0100% |
| HYPE staking | Staking APR — / — | Withdrawal, cheapest network free / under $0.01 HYPEREVM / HYPEREVM | Funding per 8h +0.0050% / +0.0014% |
This pair has no data for that coin.
The fee is the cheapest network with withdrawals open at each exchange; the networks are named separately below the numbers because they often differ. A dash means “not in our data”, not “unsupported”.
How these two differ
Binance and Gate.io rarely compete head-on: the first is about liquidity and scale, the second about list length and early sales. The Yieldo withdrawal fee database has records for 694 coins at Binance and 2741 at Gate.io, with 499 shared in this sample. This is fee database coverage, not the full trading listings: a missing record does not mean the coin is absent from the exchange.
The second difference is fiat: Gate.io runs a RUB P2P desk after verification, while Binance wound down ruble operations by 31 January 2024. Verification is mandatory on both.
Which one suits you
- → you need liquidity on major pairs
- → you fund in crypto
- → you trade size
Access and verification
These terms change more often than the numbers above: every fact carries a check date and a source link.
| Criteria | Binance | Gate.io |
|---|---|---|
| Verification (KYC) | BinanceRequired | Gate.ioRequired |
Verification is required for trading and withdrawals.
Verification is required for trading, withdrawals and P2P.
This is not legal advice. Exchanges change their rules without notice — check the terms on the platform itself before funding an account.
How to move USDT from Binance to Gate.io
What it costs to move $1 000 in USDT over the cheapest route that is actually open right now.
| Network | Binance fee | Gate.io fee | Binance → Gate.io | Gate.io → Binance |
|---|---|---|---|---|
| BSC | 0.01 | 0.5 | open | open |
| OPBNB | 0.015 | 0.05 | open | open |
| KAIA | 0.02 | 0.5 | open | open |
| POLYGON on both: MATIC | 0.03 | 0.05 | open | open |
| AVAX on Binance: AVAXC on Gate.io: AVAX_C | 0.04 | 0.05 | open | open |
| OPTIMISM on Gate.io: OPETH | 0.04 | 0.05 | open | open |
| CELO | 0.05 | 0.05 | open | open |
| APTOS on both: APT | 0.1 | 0.04 | open | open |
| XTZ | 0.1 | 0.05 | open | open |
| KAVAEVM | 0.2 | 0.2 | open | open |
| NEAR | 0.2 | 0.2 | open | open |
| ARBITRUM on Gate.io: ARBEVM | 0.3 | 0.05 | open | open |
| SOL | 0.3 | 0.5 | open | open |
| TON | 0.3 | 0.3 | open | open |
| ETH | 0.4 | 1 | open | open |
| TRC20 on both: TRX | 1.5 | 1.5 | open | open |
A route requires open withdrawals at the sender and deposits at the receiver on the same network and in the same token form. Selection requires a known fee and a withdrawal minimum compatible with 1,000 USDT. The fee shown is the sender withdrawal fee; verify the terms at both exchanges before transferring.
Moving funds between exchanges is an ordinary blockchain transaction: only the sender pays a fee.
- Pick a network open on both sides: the cheapest right now is BSC — 0.01 USDT on a $1,000 transfer.
- Copy the deposit address on the receiving exchange for that exact network.
- Check the minimum withdrawal: on small transfers it matters more than the fee.
- Send it and wait for confirmations in the network explorer.
Withdrawal reliability
Share of networks closed for withdrawal right now, and how many times withdrawals actually closed over the last 30 days.
Withdrawal fee database coverage
This compares Yieldo withdrawal fee records, not the full trading listings. A missing record does not mean the exchange lacks the coin, its markets or Earn products.
Staking Rate Comparison
| Coin | Binance APR | Gate.io APR |
|---|---|---|
| BTC staking | 0.02% | 5.10% |
| ETH staking | 1.70% | 6.83% |
| USDT staking | 2.50% | 100.00% |
| USDC staking | 2.28% | 3.19% |
| SOL staking | 4.00% | 5.94% |
| BNB staking | 0.32% | 0.13% |
| XRP staking | 0.05% | 0.15% |
| GRAM staking | 7.20% | 7.91% |
| ADA staking | 1.41% | 1.50% |
| DOGE staking | 0.05% | 0.10% |
Rates over 90 days
A headline APR is one point in time. This shows what it actually hovered around for three months and how often it moved.
| Coin | Binance | Gate.io | ||||||
|---|---|---|---|---|---|---|---|---|
| Now | Average | Range | Changes | Now | Average | Range | Changes | |
| BTC | 0.02% | 0.02% | 0.01–0.02 | 1776 | 5.10% | 5.10% | 5.10–5.11 | 30 |
| ETH | 1.70% | 1.72% | 1.70–1.75 | 1 | 6.83% | 6.13% | 3.86–7.09 | 13687 |
| USDT | 2.34% | 2.32% | 1.46–3.42 | 11269 | 100.00% | 99.90% | 10.12–100.00 | 28 |
| USDC | 2.22% | 2.19% | 1.37–3.69 | 10653 | 3.13% | 3.53% | 0.78–352.20 | 2204 |
| SOL | 4.00% | 4.09% | 4.00–4.10 | 1 | 5.94% | 6.95% | 5.47–7.93 | 48 |
| BNB | 0.32% | 0.30% | 0.28–0.32 | 2 | 0.13% | 0.12% | 0.10–0.30 | 216 |
| XRP | 0.06% | 0.05% | 0.03–0.08 | 1929 | 0.15% | 0.20% | 0.10–0.54 | 806 |
| GRAM | 7.20% | 7.08% | 6.99–7.20 | 1 | 7.91% | 7.95% | 6.10–9.32 | 30 |
| ADA | 1.41% | 1.47% | 1.41–1.51 | 1 | 1.50% | 1.77% | 1.41–2.08 | 18 |
| DOGE | 0.06% | 0.07% | 0.04–0.16 | 2116 | 0.10% | 0.11% | 0.10–0.27 | 267 |
| HYPE | 0.01% | 0.03% | 0.00–3.20 | 549 | 2.20% | 2.20% | 2.08–2.23 | 33 |
A change means the value moved between samples, not the sample itself: polling records the rate regularly, and without that collapse "changes" would simply equal the number of readings.
Withdrawal Fee Comparison
Each row compares one coin on one shared network; fees are in units of that coin. BTC includes only Bitcoin and the separate SegWit option; BTC representations on BSC, X Layer and other chains are excluded. The network and token form must match the receiving address details. Open withdrawals do not guarantee open deposits.
| Coin | Network | Binance | Gate.io |
|---|---|---|---|
| BTC | BTC |
0.00002
BTC
|
0.00003
BTC
|
| ETH | ARBITRUM |
0.00005
ARBITRUM
|
0.0000976
ARBEVM
|
| ETH | BASE |
0.00005
BASE
|
0.00001989
BASEEVM
|
| ETH | BSC |
0.000009
BSC
|
0.000212
BSC
|
| ETH | ETH |
0.00015
ETH
|
0.000424
ETH
|
| ETH | OPTIMISM |
0.000015
OPTIMISM
|
0.00002118
OPETH
|
| ETH | ZKSYNC_ERA |
0.00012
ZKSYNCERA
|
0.000362
ZKSERA
|
| USDT | APTOS |
0.1
APT
|
0.04
APT
|
| USDT | ARBITRUM |
0.3
ARBITRUM
|
0.05
ARBEVM
|
| USDT | AVAX |
0.04
AVAXC
|
0.05
AVAX_C
|
| USDT | BSC |
0.01
BSC
|
0.5
BSC
|
| USDT | CELO |
0.05
CELO
|
0.05
CELO
|
| USDT | ETH |
0.4
ETH
|
1
ETH
|
| USDT | KAIA |
0.02
KAIA
|
0.5
KAIA
|
| USDT | KAVAEVM |
0.2
KAVAEVM
|
0.2
KAVAEVM
|
| USDT | NEAR |
0.2
NEAR
|
0.2
NEAR
|
| USDT | OPBNB |
0.015
OPBNB
|
0.05
OPBNB
|
| USDT | OPTIMISM |
0.04
OPTIMISM
|
0.05
OPETH
|
| USDT | POLYGON |
0.03
MATIC
|
0.05
MATIC
|
| USDT | SOL |
0.3
SOL
|
0.5
SOL
|
| USDT | TON |
0.3
TON
|
0.3
TON
|
| USDT | TRC20 |
1.5
TRX
|
1.5
TRX
|
| USDT | XTZ |
0.1
XTZ
|
0.05
XTZ
|
| USDC | APTOS |
0.04
APT
|
0.05
APT
|
| USDC | ARBITRUM |
0.4
ARBITRUM
|
0.05
ARBEVM
|
| USDC | ARC |
0.02
ARC
|
0.05
ARC
|
| USDC | AVAX |
0.056
AVAXC
|
0.05
AVAX_C
|
| USDC | BASE |
0.2
BASE
|
0.05
BASEEVM
|
| USDC | BSC |
Free
BSC
|
0.499
BSC
|
| USDC | ETH |
0.5
ETH
|
0.999
ETH
|
| USDC | HBAR |
0.1
HBAR
|
0.05
HBAR
|
| USDC | NEAR |
0.2
NEAR
|
0.05
NEAR
|
| USDC | OPTIMISM |
0.05
OPTIMISM
|
0.05
OPETH
|
| USDC | POLYGON |
0.12
MATIC
|
0.05
MATIC
|
| USDC | SEIEVM |
0.1
SEIEVM
|
0.05
SEIEVM
|
| USDC | SOL |
0.3
SOL
|
0.499
SOL
|
| USDC | SONIC |
0.01
SONIC
|
0.05
S
|
| USDC | SUI |
0.1
SUI
|
0.05
SUI
|
| USDC | ZKSYNC_ERA |
0.11
ZKSYNCERA
|
0.0499
ZKSERA
|
| SOL | SOL |
0.001
SOL
|
0.00229
SOL
|
| BNB | BSC |
0.00001
BSC
|
0.000697
BSC
|
| BNB | OPBNB |
0.00001
OPBNB
|
0.00006901
OPBNB
|
| XRP | XRP |
0.2
XRP
|
0.0369
XRP
|
| GRAM | TON |
0.03
TON
(Disabled)
|
0.175
TON
|
| ADA | ADA |
1.5
ADA
|
0.473
ADA
|
| DOGE | DOGE |
4
DOGE
|
0.601
DOGE
|
| HYPE | HYPEREVM |
Free
HYPE
|
0.000622
HYPEEVM
|
Funding Rate Comparison
The main rate is normalized to 8 hours: current rate × 8 / exchange interval. Below it are the original rate and interval, plus a simple annualized equivalent. This is an extrapolation, not a payment forecast. Positive: longs pay shorts; negative: shorts pay longs.
| Coin | Binance | Gate.io |
|---|---|---|
| BTC |
0.0100%
+0.0100% per 8 h
10.95% annualized
|
0.0056%
+0.0056% per 8 h
6.13% annualized
|
| ETH |
0.0095%
+0.0095% per 8 h
10.37% annualized
|
0.0028%
+0.0028% per 8 h
3.07% annualized
|
| USDC |
0.0003%
+0.0003% per 8 h
0.36% annualized
|
0.0100%
+0.0100% per 8 h
10.95% annualized
|
| SOL |
0.0100%
+0.0100% per 8 h
10.92% annualized
|
-0.0042%
-0.0042% per 8 h
-4.60% annualized
|
| BNB |
0.0081%
+0.0081% per 8 h
8.87% annualized
|
-0.0051%
-0.0051% per 8 h
-5.58% annualized
|
| XRP |
0.0076%
+0.0076% per 8 h
8.35% annualized
|
-0.0030%
-0.0030% per 8 h
-3.29% annualized
|
| GRAM |
0.0100%
+0.0050% per 4 h
10.95% annualized
|
-0.0028%
-0.0014% per 4 h
-3.07% annualized
|
| ADA |
-0.0081%
-0.0081% per 8 h
-8.83% annualized
|
-0.0105%
-0.0105% per 8 h
-11.50% annualized
|
| DOGE |
0.0072%
+0.0072% per 8 h
7.86% annualized
|
0.0100%
+0.0100% per 8 h
10.95% annualized
|
| HYPE |
0.0100%
+0.0050% per 4 h
10.95% annualized
|
0.0028%
+0.0014% per 4 h
3.07% annualized
|
Funding on average
Annualised percentages from the average rate over 7 and 30 days. The current rate moves every few hours; the average is a property of the venue.
| Coin | Binance | Gate.io | ||
|---|---|---|---|---|
| 7 days | 30 days | 7 days | 30 days | |
| ADA | -0.44% | +1.75% | -3.66% | +3.06% |
| BTC | +4.79% | +3.47% | +4.69% | +2.70% |
| DOGE | +3.57% | +3.15% | +5.44% | +5.74% |
| ETH | +4.46% | +2.09% | +3.70% | +3.32% |
| HYPE | +7.82% | +5.42% | +4.44% | +2.44% |
| SOL | +3.04% | +3.26% | -1.37% | +1.54% |
| XRP | -0.41% | -0.20% | -0.40% | +4.01% |
Arbitrage Opportunities
Current price spreads between Binance and Gate.io.
| Coin | Buy On | Sell On | Spread |
|---|---|---|---|
| QUICK | Binance | Gate.io | 0.65% |
| XVS | Gate.io | Binance | 0.41% |
| EPIC | Binance | Gate.io | 0.40% |
| FTT | Gate.io | Binance | 0.35% |
| ERA | Binance | Gate.io | 0.30% |
| OPG | Gate.io | Binance | 0.27% |
| DGB | Gate.io | Binance | 0.27% |
| S | Binance | Gate.io | 0.26% |
| AVA | Binance | Gate.io | 0.24% |
| THETA | Gate.io | Binance | 0.21% |
FAQ
Which lists more coins?
Can I fund in rubles?
How do I move funds between them?
Is verification required?
What to choose
Binance and Gate.io have equal totals of material advantages across 3 criteria. Individual criteria may have different leaders; choose by your task.