XLM (Stellar) — Staking, Fees & Funding Comparison
Updated 8 minutes ago
How many exchanges list XLM?
As of 18.10.2026, XLM is listed on 16 exchanges, where the best staking rate is 7.3% APY on OKX.
Updated:
XLM key numbers
| Metric | Value | Where | As of | Source |
|---|---|---|---|---|
| Best staking rate | 7.3% | OKX | Exchange APIs | |
| Cheapest withdrawal | 0.00001 XLM | OKX · STELLAR LUMENS network | Exchange APIs | |
| Funding rate | -0.045% | HTX | Exchange APIs | |
| Exchanges tracked | 16 | Exchange APIs |
Rates and fees are collected from official exchange APIs every 10–30 minutes. A row is shown only when we hold a fresh value for it.
What changed for XLM recently
- Staking rate rose on OKX: 7.1 → 8.2%
- Staking rate rose on OKX: 5.6 → 7.1%
- Staking rate rose on OKX: 4.4 → 5.6%
- Staking rate fell on OKX: 5.8 → 3.9%
- Staking rate fell on OKX: 19.2 → 6.8%
- Staking rate rose on OKX: 6.7 → 19.2%
Confirmed events from the last 30 days. Freezes are counted only when the state held past the polling threshold — the raw log is 82% polling jitter. Withdrawal fee changes are absent: we keep the current fee, not its history.
Where to Buy Stellar
| Exchange | Buy Price | Sell Price | Spread | |
|---|---|---|---|---|
| OKX XLM/USDT | $0.17524 | $0.17523 | 0.006% | Buy on OKX |
| Gate.io XLM/USDT | $0.1752 | $0.1751 | 0.017% | Buy on Gate.io |
| Bitget XLM/USDT | $0.1752 | $0.1751 | 0.023% | Buy on Bitget |
| Binance XLM/USDT | $0.1752 | $0.1751 | 0.057% | Buy on Binance |
| Bybit XLM/USDT | $0.1752 | $0.1751 | 0.057% | Buy on Bybit |
| MEXC XLM/USDT | $0.1752 | $0.1751 | 0.057% | Buy on MEXC |
| KuCoin XLM/USDT | $0.1752 | $0.1751 | 0.057% | Buy on KuCoin |
| BingX XLM/USDT | $0.1752 | $0.1751 | 0.057% | Buy on BingX |
| HTX XLM/USDT | $0.1754 | $0.1748 | 0.303% | Buy on HTX |
XLM services by platform
| Exchange | Staking | Withdrawals | Funding | |
|---|---|---|---|---|
| OKX | 7.30% | Available | ✓ | Open Account |
| Bitget | 1.00% | Available | ✓ | Open Account |
| Bybit | 0.80% | Available | ✓ | Open Account |
| Gate.io | 0.45% | Available | ✓ | Open Account |
| Binance | 0.16% | Available | ✓ | Open Account |
| Kraken | — | Available | — | Open Account |
| HTX | — | Available | ✓ | Open Account |
| MEXC | — | Available | ✓ | Open Account |
| KuCoin | — | Available | ✓ | Open Account |
| BingX | — | Available | ✓ | Open Account |
| GRVT | — | — | ✓ | |
| Aster | — | — | ✓ | Open Account |
| edgeX | — | — | ✓ | Open Account |
| Hyperliquid | — | — | ✓ | Open Account |
| Extended | — | — | ✓ | |
| Lighter | — | — | ✓ |
Staking rates: up to 7.3% on OKX
How to Stake XLM
XLM Staking Calculator
Optimize Your XLM Holdings
If you hold $1,000 in XLM:
- Best: OKX — 7.3% APY ($6.08/mo)
- Lowest: Binance — 0.16% APY ($0.13/mo)
You could earn +$5.95/mo more by switching
Check your portfolioWithdrawal fees: from 0.00001 XLM via STELLAR LUMENS
| Exchange | Network | Fee | Status |
|---|---|---|---|
| OKX | STELLAR LUMENS | 0.00001 | Available |
| Kraken | XLM | 0.001 | Available |
| Binance | XLM | 0.004 | Available |
| Bitget | STELLARLUMENS | 0.02 | Available |
| Bybit | XLM | 0.02 | Available |
| HTX | XLM | 0.02 | Available |
| MEXC | XLM | 0.1 | Available |
| Binance | BSC | 0.12 | Available |
| Gate.io | XLM | 0.268 | Available |
| KuCoin | XLM | 2.21 | Available |
| BingX | BSC | 2.6 | Available |
Funding rates: -0.045% on HTX
| Exchange | Rate | Annualized | |
|---|---|---|---|
| HTX | -0.0447% per 8 h | -48.99% | Shorts pay |
| Bybit | -0.0163% per 8 h | -17.84% | Shorts pay |
| KuCoin | -0.0148% per 8 h | -16.21% | Shorts pay |
| GRVT | 0.0100% per 8 h | 10.95% | Longs pay |
| Gate.io | -0.0084% per 8 h | -9.20% | Shorts pay |
| OKX | -0.0053% per 8 h | -5.81% | Shorts pay |
| MEXC | -0.0053% per 8 h | -5.80% | Shorts pay |
| Aster | 0.0053% per 8 h | 5.79% | Longs pay |
| Binance | -0.0052% per 8 h | -5.71% | Shorts pay |
| edgeX | 0.0050% per 4 h | 10.95% | Longs pay |
| Hyperliquid | -0.0015% per 1 h | -13.24% | Shorts pay |
| Extended | 0.0013% per 1 h | 11.39% | Longs pay |
| Lighter | 0.0012% per 1 h | 10.51% | Longs pay |
| BingX | 0.0007% per 8 h | 0.77% | Longs pay |
| Bitget | 0.0006% per 8 h | 0.66% | Longs pay |
About Stellar
Stellar (XLM) is a blockchain-based platform designed to facilitate low-cost, cross-border transactions and enable the transfer of digital assets between users. Utilizing a unique consensus mechanism called the Stellar Consensus Protocol (SCP), it allows for fast and secure transaction validation without the need for mining. The primary use case targets financial institutions, remittance services, and individuals seeking to send and receive money across borders efficiently. Traders and investors track XLM due to its potential to revolutionize international payments and its partnerships with various organizations aimed at increasing financial inclusion globally.
XLM data covers 16 venues. The available products determine which staking rates, withdrawal fees and funding rates appear. Sources include exchange APIs, protocols and aggregators. Scheduled collection: exchange staking every 10 minutes, funding every 10 minutes, fees and network availability every 30 minutes. On-chain yields follow their source schedule.